(Mortgage) Loan Originator NE
Company: Hilltop Holdings
Location: Hickory
Posted on: January 26, 2023
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Job Description:
Under the direction of the Branch and/or Production Manager,
performs office or nonmanual work directly related to the
management or general business operations of PrimeLending and its
customers and markets and promotes PrimeLending products and
services to its client base of realtors, builders, bank officers
and potential and past clients. Essential Functions Markets and
promotes PrimeLending's financial products; Originators are
expected to meet the Company's minimum production standards of 3
funded units per month on an ongoing basis, by taking complete and
accurate loan applications, using PrimeLending's product set.
Establishes and maintains relationships with realtors, bank
officers, builders and new home sales representatives in order to
develop and retain existing business; and by visiting subdivisions
as required. Monitors overall customer interaction and interfaces
with all parties involved on each individual loan from application
to closing, including but not limited to counseling and
pre-qualifying potential home buyers. Collects and analyzes
information regarding the customer's income, assets, investments or
debts. Evaluates PrimeLending's and other loan products and
services and determines which financial products best meet the
customer's needs and financial circumstances. Advises the customer
regarding the advantages and disadvantages of different loan
products. Services existing customers and obtains all necessary
support documents along with the appropriate fees and lock in
information. Oversees the loan process by monitoring loan status
and ensures conformity with terms. Communicates loan status to all
interested parties, and obtains loan documentation after closing.
Negotiates terms and conditions of loans with customers. Stays
abreast of trends and developments in the local real estate market
and competitive environment, as well as, changes in rules and
regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent
with company policies and procedures. May supervise and direct the
activities of other loan officer(s), loan officer assistant(s), or
loan processor(s). Other duties as assigned. Job Requirements High
school diploma or equivalent. Appropriate licenses, if State
required. A minimum of 12 months loan originator experience
required for Loan Originator; minimum of 5 years loan originator
experience required for Senior Loan Originator. Interacts with
regional & corporate departments, as well as realtors, sales
agents, builders, appraisers, etc. Demonstrated judgment and
decision making ability. Excellent and effective presentation and
communication skills, both verbal and written. Ability to quickly
assess and process large amounts of data and use of appropriate AU
software technology. Must be active in the community and in those
job-related organizations to enhance the network of beneficial
contacts. Continue to expand knowledge of issues influencing the
industry and the organization. Valid driver's license and current
automobile liability insurance.
Keywords: Hilltop Holdings, Hickory , (Mortgage) Loan Originator NE, Other , Hickory, North Carolina
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